Blog

Is Your Debt Hazardous to Your Health?

Is Your Debt Hazardous to Your Health? Kelly Hunt, Credit Counselor, Consumer Credit of the Quad Cities   Are you having problems sleeping at night because you’re too worried about your debt and how you’re going to pay it? Are creditors calling you what seems like non-stop and you just can’t get a good night’s […]

Cash Registers will be Ringing

Cash Registers will be Ringing By Kelly Hunt, Credit Counselor at Consumer Credit of the Quad Cities   Yes, it’s that time of year again. When we start to think about the upcoming holiday when the jolly man himself will visit. I always joke that as a kid, it took forever for Christmas to get […]

Fritter Finder

Fritter Finder Do you ever wonder where your money goes? Do you find yourself having more month than money? If so, this form may be for you! For one full week, carry the “Fritter Finder” around with you and track every cent you spend. At the end of the week, you will have a clearer […]

How to Budget and Save

Why Save? Everyone knows it is important to save money. Not only does it help you prepare for an emergency, but it gives you a sense of security and freedom. Savings can also give you the money you need for a down payment on a home. Savings is often hard to do, but one way […]

Don’t be Afraid of Credit Counseling

Don’t be Afraid of Credit Counseling By Liz Pulliam Weston If you’re overloaded with high-interest debt and are in danger of falling behind on your payments — or you already have — consider working with a nonprofit agency such as a Credit Counseling Service to set up a debt repayment plan. These services can negotiate […]

Do You Have a Financial Problem?

Are you wondering if you need to make an appointment with us at Consumer Credit of the Quad Cities? Take this quick quiz to take a look at your finances. Do you carry a balance on your credit cards and use the cards for basic necessities such as groceries or gas? Have you taken out […]

Identity Theft…Protect Yourself

IDENTITY THEFT… Protect yourself If you feel that you have been a victim of fraud there are a few steps to control any damage that may result. Place an alert on your credit report. An alert is a precaution. When an alert is placed on your report, a caution flag will appear if someone applies […]

Get a Free Credit Report

How can I get a FREE copy of my credit report? You are eligible for a free copy of your credit report from each of the three major credit-reporting agencies, once per calendar year. You can request your report one of three ways:  Online – Go to www.annualcreditreport.com  Phone – Call 1-877-322-8228  Mail – Fill […]

Penny Wise, Pound Foolish

PENNY WISE, POUND FOOLISH By Kelly Hunt, Credit Counselor Consumer Credit of the Quad Cities www.TooMuchDebt.com   Have you ever heard the expression “Penny Wise, Pound Foolish”? It is referring to someone that is so frugal that they won’t spend a little bit of money in order to save themselves more money in the long […]

Tools for Debt Relief

As Americans get deeper into debt, they are beginning to look for other options to help them get back on a good financial footing. There are several tools for debt relief, with some being helpful and others having a potential of causing more harm. Some of the options are bankruptcy, payday loans, debt settlement, refinancing, […]