Are you wondering if you need to make an appointment with us at Consumer Credit of the Quad Cities? Take this quick quiz to take a look at your finances.
- Do you carry a balance on your credit cards and use the cards for basic necessities such as groceries or gas?
- Have you taken out loans to consolidate your debts, or asked to refinance existing loans to reduce monthly payments?
- Do you live paycheck to paycheck?
- Do you pay only the minimum amount due on your credit card accounts?
- Are you near or over the limit on your credit cards?
- Have you received late notices from your creditors?
- Are you unable to maintain and grow a savings account?
- Have you borrowed against your retirement account?
- Do you depend on extra income, such as overtime, bonuses, or a part-time job to get you through to the end of the month?
Be honest- if you answer “YES” to two or more of the above 9 questions it’s time to take a close look at your budget. Contact us or use one of the handy choices on the right side to let us know how we can help you.
