Do You Have a Financial Problem?

Are you wondering if you need to make an appointment with us at Consumer Credit of the Quad Cities? Take this quick quiz to take a look at your finances.

  1. Do you carry a balance on your credit cards and use the cards for basic necessities such as groceries or gas?
  2. Have you taken out loans to consolidate your debts, or asked to refinance existing loans to reduce monthly payments?
  3. Do you live paycheck to paycheck?
  4. Do you pay only the minimum amount due on your credit card accounts?
  5. Are you near or over the limit on your credit cards?
  6. Have you received late notices from your creditors?
  7. Are you unable to maintain and grow a savings account?
  8. Have you borrowed against your retirement account?
  9. Do you depend on extra income, such as overtime, bonuses, or a part-time job to get you through to the end of the month?

Be honest- if you answer “YES” to two or more of the above 9 questions it’s time to take a close look at your budget. Contact us or use one of the handy choices on the right side to let us know how we can help you.

apply for credit counseling online