Don’t Bet Your Health on Insurance Scams

As the enrollment deadline quickly approaches for the healthcare marketplace, the Iowa Attorney General warns the public about potential scammers. The scam artists take advantage of the confusion caused by all the changes that occur with health insurance. You can get local help through or if you are in Iowa,

Attorney General Tom Miller warns people to not “be fooled telemarketers spreading misinformation or seeking your personal data. A licensed agent or assister can direct you to the right options for you and your family.” Open enrollment ends on December 15th, so there isn’t a lot of time left to purchase or change your coverage at

Scam Tactics

People may pose as insurance companies in order to steal your personal data, including your financial information. They do this by pretending to provide you with a health care plan or offering free medical supplies and exams when you give them your information.

According to the Attorney General’s office, there are a couple of phone calls that are going around that make statements such as “You may qualify for this new state-regulated plan which could pay for all of your final expenses. Even if you have other medical conditions. I need to confirm that you’re between the ages of 45 and 80.” Another call claims “your current health insurance plan is no longer offered.”

These calls are not from legitimate insurance companies and their only goal is to steal your personal information.

In addition, Medicare Open Enrollment is ending on December 7th. With general enrollment occurring during the first three months of 2019. Employees of Medicare will not call you and ask for your Medicare or Social Security number. If someone does call you and asks for this information, hang up and call 1-800-MEDICARE and report it. Also, if someone tells you that you will lose your Medicare coverage if you don’t use their prescription plan they are lying. The Medicare Part D prescription plan is separate from Medicare Part A and B, and will not impact your coverage.

Report Criminals

If you feel that someone is trying to steal your information, don’t hesitate.  Report it to your local law enforcement agency or contact your state’s Attorney General. Don’t let taking care of yourself turn into a financial problem.

insurance scam, fraud