Our certified counselors spend each appointment helping clients assess their personal finances. During our free counseling sessions we help clients set up a budget, evaluate their debt and review their spending plan. Options to help resolve your financial problems may include a plan for self-pay, consideration of debt refinancing, bankruptcy referral or our Debt Management Plan (DMP). In a DMP, we set up a structured, disciplined and systematic approach to paying off your creditors each month.
As part of our commitment to educating the public on the wise use of credit, we have educational materials on a wide range of personal financial topics, including budgeting, spending plans, shopping smart, saving strategies and debt repayment options. We also have made numerous presentations on personal finances to local schools, organizations and businesses.
Our years of experience and our commitment to excellence have helped thousands turn their dreams of debt repayment into reality. As part of that commitment we are:
- a 501C3 Non-profit Organization
- Licensed to do business in both Iowa and Illinois
- Better Businesses Bureau members
- American Association of Debt Management Agencies members
- Chamber of Commerce members
Please contact us with any questions.
We look forward to helping you take control of your debt.
