Free budget counseling is provided by Consumer Credit of the Quad Cities to people who are concerned with their finances due to divorce, poor money management, layoff, catastrophic illness or any other factor. Our certified credit counselors will analyze your current income and living expenses to help you create a budget that allows you to meet reasonable financial goals. You will enjoy working with our experienced and supportive staff.
Free Debt Management Analysis
We will review your debts and help you assess options to get your debt problems resolved. Options can include a plan for self-pay, consideration of debt refinancing, bankruptcy referral or our Debt Management Plan. The Debt Management Plan is appropriate for situations when there is not enough money in your budget to make full monthly payments to your creditors, but a reasonable effort can be made towards paying off the debt. Most creditors will work directly with Consumer Credit as a means of resolving any outstanding balances. Typically, creditors will reduce finance charges and eliminate fees to Consumer Credit clients.
Public Presentations
We can speak to your group or business about budgeting, the wise use of credit, credit reports/credit scoring, debt management and related topics. Please contact us to set up a time. We also have materials available for use in your own presentations in our library.
Iowa's Largest Credit Counseling Agency
Consumer Credit of the Quad Cities has helped people from Eastern Iowa and Western Illinois take control of their debt through free confidential budget counseling, debt consolidation and debt management since 1993. Every day thousands of people face issues related to credit card debt, persistent bill collectors and even bankruptcy. If you are experiencing financial problems and need debt relief assistance or help setting up a budget, we can work with you and your creditors to find a solution.
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